Disclaimer

1. Educational Purpose Only

All content published on smartare.info — including lessons, articles, explanations of concepts, examples, and any other materials — is provided for educational and informational purposes only. The content is designed to help individuals develop general knowledge and understanding of financial markets.

Nothing on this platform should be interpreted as:

• Financial advice or investment advice
• A recommendation to buy, sell, or hold any financial instrument
• An offer or solicitation to engage in any financial transaction
• A prediction or forecast of future market performance

2. No Regulatory Authorisation

Smartare is not authorised or regulated by the Central Bank of Ireland or any other financial regulatory body as an investment firm, financial advisor, broker, or any other type of regulated financial services provider. We do not hold, manage, or invest funds on behalf of users.

3. Risk Warning

Trading in financial markets — including equities, currencies, commodities, and derivatives — involves substantial risk. Please be aware that:

• You can lose all of your invested capital. There are no guaranteed returns in trading or investing.
• Past performance of any financial instrument, strategy, or analytical method is not indicative of future results.
• The use of leverage in trading significantly amplifies both potential gains and potential losses.
• Markets are influenced by factors that are inherently unpredictable, including macroeconomic events, policy decisions, and market sentiment.
• The majority of retail traders who actively trade financial instruments lose money over time.

4. Seek Professional Advice

Before making any financial decision — including opening a trading or investment account, depositing funds, or purchasing any financial product — you should consult a qualified independent financial advisor who is authorised by the appropriate regulatory authority in your jurisdiction.

In Ireland, you can find authorised financial advisors through the Central Bank of Ireland's register at centralbank.ie.

5. Accuracy of Information

While we make every effort to ensure the accuracy and currency of content on this platform, we do not warrant that all information is complete, accurate, or up to date. Financial markets and regulations change frequently. We accept no liability for errors, omissions, or any decisions made on the basis of content found on this platform.

6. Third-Party Content

References to external websites, publications, or resources are provided for educational context only. Smartare is not responsible for the accuracy, legality, or content of any third-party source referenced on this platform.

7. Jurisdiction

This disclaimer is written in accordance with Irish law and EU regulations. It applies to all users of smartare.info regardless of their location.